Wednesday, May 20, 2015
Monday, May 18, 2015
Sunday, May 17, 2015
Tuesday, May 05, 2015
BANKING AWARENESS PRACTICE MCQs
1. Indian
Commercial Banks are categorized into:
a) Public sector Banks
b)Foreign Banks
c) Private Sector Banks
d) All of the above
e) None
2. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population
b) Providing deposits facilities to farmers
c) Providing credit & deposit facilities to rural areas
d) providing credit, deposit and other banking facilities to people in rural areas
e) None
3. _____ is raised in capital markets
a) Funds through long term securities
b) Long term loans through Govt. securities
c) medium term loans
d) Short - term instruments
e) None
4. Interest on Government securities on fixed basis is known as:
a) Bank rate
b) Coupon
c) Prime Lending Rate
d) Bench mark PLR
e) None
5. __ was not nationalized in 1969:
a) Punjab National Bank
b) Oriental Bank of commerce
c) Bank of Baroda
d) Union Bank of India
e) None
6. In the first round 14 major banks with a liability base of ____ were nationalized:
a) 10 crore or more
b) 20 crore or more
c) 50 crore or more
d) 100 crore or more
e) None
7. _____ do not attract TDS:
a) Fixed deposits
b) Reinvestment depositsc) NRO SB
d) NRO FDR
e) Recurring deposits
8. SLR is maintained as a percentage of:
a) Time liabilities
b) Demand liabilities
c) Time and Demand liabilities
d) Gross time and demand liabilities
e) Net demand and time Liabilities
9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____:
a) 25%
b) 30%
c) 35%
d) 40%
e) None
10. CRR funds are kept by the Banks in ____:
a) Cash in hand at branches
b) Balance with other banks
c) Balance in a special Account with RBI
d) Funds in the currency chest
e) None
11. An increase in CRR by RBI leads to:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
12. When RBI reduce the CRR it results into:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
13. What is meant by development Oriented banking?
a) Infrastructure financing
b) Extending loans to States, which are undevelopment
c) Taking up the task of develo-pment of the economy by providing support to under privileged sections of the society
d) All the above
e) None
14. Principal functions of SIDBI:
a) Promotion of SSI
b) Finance of SSI
c) Development of SSI
d) All the above
e) None
15. ____ heads and conducts the affairs of RBI:
a) Central Board
b) local board
c) Regional board
d) All of the above
e) None
16. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments.
a) treasury bills
b) Ways and Means advance
c) date and securities
d) All the above
e) None
17. RBI known as lender of last resort because:
a) It has to meet the credit need of citizens to whom no one else is willing to lend
b) Banks lend to go to RBI as a last resort
c) It comes to help banks in times of crisis
d) All of the above
e) None
18. These days RBI uses Selective credit control measures rather infrequently because of:
a) Deregulation of functions
b) Autonomy given to banks
c) Comfortable liquidity
d) Reasonable inflation level
e) All the above
19. Which is incorrect with regard to powers of RBI:
a) Holds cash reserve banks
b) Controls banking system through licensing
c) Supervises Banking system through inspection
d) None of the above
e) All
20.Intervenes in markets to maintain the external value of the Indian rupee:
a) Exporters
b) Importers
c) RBI
d) IMF
e) None
21. In India, forex rates are determined by:
a) Importers b) Exporters
c) RBI d) Ministry of commerce
e) Demand and supply forces
22. Regional Rural Banks were set up on the recommendations of:
a) Nariman committee
b) Narasimham committee
c) Gadgil committee
d) Puri committee
e) None
23. committee, launched the process of reforms of financial system in India:
a) Gadgil committee
b) Nariman committee
c) Narasimham committee
d) khanna Committee
e) None
24. Which of the following can be categories as a Merchant Banking service?
a) Consultancy on finance to a company
b) Advance in capital structure
c) Managing mergers
d) Helping in finalizing take over
e) All the above
25. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called?
a) Bond
b) Share
c) Debenture
d) Warrant
e) Any of the above
26. Which of the following provides proper definition of a Mutual Funds?
a) It is an association of members of public
b) These members want to invest in financial instrument
c) They want to invest in financial instrument assts of business sector
d) All the above
e) None
27. Which of the following organisations/agencies works solely to monitor and arrange flow of agriculture credit in India?
a)NABARD
b) SIDBI
c) RBI
d)SEBI
e) None of these
28. The currency notes of which of the following denominations are not printed in India ?
a) Rs. 5
b) Rs. 10
c) Rs. 50
d) Rs. 2500
e) Rs. 1000
29. Which of the following is not the name of a bank functioning in India?
a) Central Bank of India
b) UCO Bank
c) Aegon Religare
d) Dena Bank
e) ICICI Bank
30. When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as :
a) Term Deposit
b) Demand Deposit
c) Bond
d) Mortgage
e) Advance.
31. Which of the following terms NOT used in banking/finance related matters ?
a) Discount Rate
b) Letter of credit
c) Policy Rate
d) Exchange rate
e) Base rate
32. Who amongst the following is the chief of SEBI?
a) Milind Bhave
b) UK Sinha
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these
33. Which of the following is a leading electronic-payment tec-hnology firm?
a) Visa
b) Max
c) BSE
d) Sensex
e) SWAP
34. Global Market means market of :
a) USA
b) China
c) OPEC members
d) European union countries
e) All major countries and their alliances
Answers:
1) d; 2) d; 3) a; 4) b; 5) b; 6) c; 7) e; 8) e; 9) d; 10) c;
11) d; 12) c; 13) c; 14) d; 15) a; 16) b; 17) c; 18) e; 19) d; 20) c;
21) e; 22) b; 23) c; 24) e; 25) b; 26) d; 27) a; 28) d; 29) c; 30) a;
31) e; 32) b; 33) a; 34) e;
a) Public sector Banks
b)Foreign Banks
c) Private Sector Banks
d) All of the above
e) None
2. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population
b) Providing deposits facilities to farmers
c) Providing credit & deposit facilities to rural areas
d) providing credit, deposit and other banking facilities to people in rural areas
e) None
3. _____ is raised in capital markets
a) Funds through long term securities
b) Long term loans through Govt. securities
c) medium term loans
d) Short - term instruments
e) None
4. Interest on Government securities on fixed basis is known as:
a) Bank rate
b) Coupon
c) Prime Lending Rate
d) Bench mark PLR
e) None
5. __ was not nationalized in 1969:
a) Punjab National Bank
b) Oriental Bank of commerce
c) Bank of Baroda
d) Union Bank of India
e) None
6. In the first round 14 major banks with a liability base of ____ were nationalized:
a) 10 crore or more
b) 20 crore or more
c) 50 crore or more
d) 100 crore or more
e) None
7. _____ do not attract TDS:
a) Fixed deposits
b) Reinvestment depositsc) NRO SB
d) NRO FDR
e) Recurring deposits
8. SLR is maintained as a percentage of:
a) Time liabilities
b) Demand liabilities
c) Time and Demand liabilities
d) Gross time and demand liabilities
e) Net demand and time Liabilities
9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____:
a) 25%
b) 30%
c) 35%
d) 40%
e) None
10. CRR funds are kept by the Banks in ____:
a) Cash in hand at branches
b) Balance with other banks
c) Balance in a special Account with RBI
d) Funds in the currency chest
e) None
11. An increase in CRR by RBI leads to:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
12. When RBI reduce the CRR it results into:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
13. What is meant by development Oriented banking?
a) Infrastructure financing
b) Extending loans to States, which are undevelopment
c) Taking up the task of develo-pment of the economy by providing support to under privileged sections of the society
d) All the above
e) None
14. Principal functions of SIDBI:
a) Promotion of SSI
b) Finance of SSI
c) Development of SSI
d) All the above
e) None
15. ____ heads and conducts the affairs of RBI:
a) Central Board
b) local board
c) Regional board
d) All of the above
e) None
16. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments.
a) treasury bills
b) Ways and Means advance
c) date and securities
d) All the above
e) None
17. RBI known as lender of last resort because:
a) It has to meet the credit need of citizens to whom no one else is willing to lend
b) Banks lend to go to RBI as a last resort
c) It comes to help banks in times of crisis
d) All of the above
e) None
18. These days RBI uses Selective credit control measures rather infrequently because of:
a) Deregulation of functions
b) Autonomy given to banks
c) Comfortable liquidity
d) Reasonable inflation level
e) All the above
19. Which is incorrect with regard to powers of RBI:
a) Holds cash reserve banks
b) Controls banking system through licensing
c) Supervises Banking system through inspection
d) None of the above
e) All
20.Intervenes in markets to maintain the external value of the Indian rupee:
a) Exporters
b) Importers
c) RBI
d) IMF
e) None
21. In India, forex rates are determined by:
a) Importers b) Exporters
c) RBI d) Ministry of commerce
e) Demand and supply forces
22. Regional Rural Banks were set up on the recommendations of:
a) Nariman committee
b) Narasimham committee
c) Gadgil committee
d) Puri committee
e) None
23. committee, launched the process of reforms of financial system in India:
a) Gadgil committee
b) Nariman committee
c) Narasimham committee
d) khanna Committee
e) None
24. Which of the following can be categories as a Merchant Banking service?
a) Consultancy on finance to a company
b) Advance in capital structure
c) Managing mergers
d) Helping in finalizing take over
e) All the above
25. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called?
a) Bond
b) Share
c) Debenture
d) Warrant
e) Any of the above
26. Which of the following provides proper definition of a Mutual Funds?
a) It is an association of members of public
b) These members want to invest in financial instrument
c) They want to invest in financial instrument assts of business sector
d) All the above
e) None
27. Which of the following organisations/agencies works solely to monitor and arrange flow of agriculture credit in India?
a)NABARD
b) SIDBI
c) RBI
d)SEBI
e) None of these
28. The currency notes of which of the following denominations are not printed in India ?
a) Rs. 5
b) Rs. 10
c) Rs. 50
d) Rs. 2500
e) Rs. 1000
29. Which of the following is not the name of a bank functioning in India?
a) Central Bank of India
b) UCO Bank
c) Aegon Religare
d) Dena Bank
e) ICICI Bank
30. When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as :
a) Term Deposit
b) Demand Deposit
c) Bond
d) Mortgage
e) Advance.
31. Which of the following terms NOT used in banking/finance related matters ?
a) Discount Rate
b) Letter of credit
c) Policy Rate
d) Exchange rate
e) Base rate
32. Who amongst the following is the chief of SEBI?
a) Milind Bhave
b) UK Sinha
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these
33. Which of the following is a leading electronic-payment tec-hnology firm?
a) Visa
b) Max
c) BSE
d) Sensex
e) SWAP
34. Global Market means market of :
a) USA
b) China
c) OPEC members
d) European union countries
e) All major countries and their alliances
Answers:
1) d; 2) d; 3) a; 4) b; 5) b; 6) c; 7) e; 8) e; 9) d; 10) c;
11) d; 12) c; 13) c; 14) d; 15) a; 16) b; 17) c; 18) e; 19) d; 20) c;
21) e; 22) b; 23) c; 24) e; 25) b; 26) d; 27) a; 28) d; 29) c; 30) a;
31) e; 32) b; 33) a; 34) e;
SSC CGL
SYLLABUS 2015 TIER 1
1. General Intelligence and
Reasoning:
This section is
based on Questions from Series (number, figurative), similarities
and differences, analogy, space visualization. Spatial orientation, problem
solving, analysis, judgement. Decision making, visual memory, discrimination,
observation. Direction sense test, Blood relations, arithmetical reasoning
and figural classification. Arithmetic number series, non-verbal
series, coding and decoding. Statement conclusion, syllogism in
reasoning etc. The topics are Semantic Analogy, Symbolic/Number Analogy.
Figural Analogy, Ranking test, Semantic Classification, Symbolic/Number
Classification. Figural Classification, Input-Output questions, Problem
Solving, Word Building, Seating arrangement, Numerical Operations,
symbolic Operations. Questions on Dies, Clock, Calender. Trends, Space
Orientation, Space Visualization, Venn Diagrams. Drawing inferences, folding
& un-folding of Punched hole/pattern. Figural Pattern – folding and
completion, Indexing, Address matching. Date & city matching,
Classification of centre codes/roll numbers. Small & Capital
letters/numbers coding, decoding and classification. Embedded Figures, Critical
thinking. Emotional Intelligence, Social Intelligence etc.
2. English Language:
Through this
section, a candidate's ability to understand and correct English etc. would be
tested.
Questions on Fill in the Blanks, Idioms & Phrases, Jumbled sentences (ordering), One word substitution. Synonyms, Antonyms, Spellings/Detecting Mis-spelt words, Common errors, sentence improvement, Passage, Cloze test are asked.
Questions on Fill in the Blanks, Idioms & Phrases, Jumbled sentences (ordering), One word substitution. Synonyms, Antonyms, Spellings/Detecting Mis-spelt words, Common errors, sentence improvement, Passage, Cloze test are asked.
3. Quantitative Aptitude
(Q.A.):
This section is
based on questions on Percentages. Ratio &
Proportion. Square and cube roots. Surds and indices. Lcm
and hcf, Averages, Age problems. Simple
interest and Compound Interest, Profit and Loss, Discount,
Partnership. Mixture and Alligation, Time and distance, Time
& Work, Boat and Streams, Pipes and Cisterns. Numbers, Algebra,
Geometry, Trigonometry, Heights and Distances.
Divisions and
Remainders, decimals , fractions and relationships between numbers. Graphs of
Linear Equations, Triangles (centres, congruence, similarity), In circles and
circum-circle. Triangle, Quadrilaterals, Regular Polygons. Circle, Right Prism,
Right Circular Cone. Right Circular Cylinder, Sphere, Hemispheres, Rectangular
Parallelopiped.
Regular Right
Pyramid with triangular or square base, Trigonometric ratio. Degree and Radian
Measures, Circle and its chords. tangents, angles subtended by chords of a
circle. common tangents to two or more circles, Standard Identities.
Complementary angles, Heights and Distances. Histogram, Frequency polygon, Bar
diagram & Pie chart.
4. General Awareness
(G.A. Syllabus):
Tier 1 Syllabus of
SSC CGL 2015 - General Awareness will have
questions on current events, India and its neighbouring countries. Also
questions from History. Geography, Economic Scene,Culture, General Policy &
Scientific Research are asked. Scientific research includes physics, chemistry
and Biology. Current affairs of Last 6 months are asked.
SSC CGL
SYLLABUS 2015 Tier II
Paper-1 : Quantitative
Ability :
The paper will have
questions based on Number Systems. Computation of Whole Numbers, Decimals and
Fractions, Ratio and Proportion. Allegation and Mixture, Average, Interest,
Profit and Loss, Discount. relationship between Numbers, Fundamental
Arithmetical Operations. Percentage, , Use of Table and Graphs, charts, Time
and Distance. Time and work, Trigonometry, Geometry, roots, lcm and hcf, surds
and indices (most of the topics same as tier 1 but higher difficulty level).
Paper-2 : English
Language & Comprehension :
Complete syllabus
of English is below:
Spot the error, questions on filling blanks, synonyms and antonyms, spelling error detection, shuffling of sentence parts. Comprehension passages, idioms & phrases, 1 word substitution. Sentence improvement, active & passive voices, Narration.
Spot the error, questions on filling blanks, synonyms and antonyms, spelling error detection, shuffling of sentence parts. Comprehension passages, idioms & phrases, 1 word substitution. Sentence improvement, active & passive voices, Narration.
Paper-3 :
For Detailed Tier 2
PAPER 3 syllabus, Download the PDF given above.
Statistics for Investigator Grade-II, Ministry of Statistics & Programme Implementation & Compiler in RGI.
Statistics for Investigator Grade-II, Ministry of Statistics & Programme Implementation & Compiler in RGI.
Moments, Skewness
and Kurtosis, Correlation and Regression. Collection Classification and
Presentation of Statistical Data, Measures of Central Tendency. Measures of Dispersion,
Probability Theory, Time Series Analysis. Index Numbers, Random Variable and
Probability Distributions. Sampling Theory, Analysis of Variance, Statistical
Inference.
IMPORTANT NOTE: The questions in Paper 1 of exam will be of 10th class level, Paper-II
of 10+2 level and Paper-III of graduation level.
SSC CGL
SYLLABUS TIER III: PERSONALITY TEST/INTERVIEW
Marks
for Interview cum Personality Test (except non-interview posts)- 100 marks.
Skill
Test is conducted for tax assistant posts in Central Excise & Income Tax.
CPT is conducted for Assistants in CSS.
Data Entry Speed Test (DEST): speed of data entry must be 8,000 Key Depression/hr. on Computer.
Data Entry Speed Skill Test at 2000 key depressions in 15 min will be tested and candidates will have to qualify it as it will be of qualifying nature.
Data Entry Speed Test (DEST): speed of data entry must be 8,000 Key Depression/hr. on Computer.
Data Entry Speed Skill Test at 2000 key depressions in 15 min will be tested and candidates will have to qualify it as it will be of qualifying nature.
NOTE:
Tier-I examination is for screening the candidates for Tier-II examination for
various papers. Marks of Tier 1 will be counted in final selection.
SSC
CGL 2014 Exam Pattern
SSC CGL 2015 EXAM PATTERN TIER 1
It
consists of 4 sections in a single paper. It is conducted for sorting out
candidates.
Subject Name-Maximum Marks-Questions
1. General Intelligence and Reasoning
2. Quantitative Aptitude (QA)
3. General Awareness (GA)
4. English
Subject Name-Maximum Marks-Questions
1. General Intelligence and Reasoning
2. Quantitative Aptitude (QA)
3. General Awareness (GA)
4. English
All
sections carry 50 marks and 50 questions. One mark for each right question and
0.25 negative marks to wrong answer(s). Total time given is 2 hours (40 minutes
extra for VH candidates).
SSC CGL 2015 Tier II Exam Pattern:
it
consist of 3 papers. Every candidate has to give two paper out of 3.
Paper
1. Arithmetical Ability (For All posts other than SI in CPOs). 100 questions
are asked carrying 200 marks. 0.50 marks for each wrong answer.
Paper
2. English Language and comprehension test (All Posts). 200 questions
are asked in this section carrying 200 marks. 0.25 marks for each wrong answer
given by candidate.
Paper
3. Mathematics/ Statistics/ Economics/ Commerce (for Compiler/
Statistical/ Investigators posts). It has 100 questions carrying 200 marks and
0.50 marks for each wrong answer.
Time
allowed for each paper is 2 hours.
Monday, May 04, 2015
SSC CGL 2015 Announced
Finally, your wait is over and SSC has issued online
application form for CGL 2015 through Official portal is live. Only
Aspirants who wish to apply and want to be officer through CGL, Don't be Late
and Just Apply before the last date.
Aspirants who are waiting for the SSC CGL Examination for the year 2015 then such aspirants will get cheer up to know that the SSC CGL announced the SSC CGL Calendar 2015.
Aspirants who are waiting for the SSC CGL Examination for the year 2015 then such aspirants will get cheer up to know that the SSC CGL announced the SSC CGL Calendar 2015.
Details about SSC CGL
2015:
Mode of Examination: Written and Personal interview
SSC Recruitment
and Application Form:
Who can apply?
By qualification:
Aspirants must possess
bachelor degree from any institute listed by UGC to apply in these
examinations.
By age:
1. Aspirants are
required to possess the age limit of 18 years to 27 years to apply.
2. Age relaxation for
the reserved category will be applicable as per government rules.
Selection process:
After a successfully
written test on suitable dates, there will be held second paper for TIER 2,
based on computer proficiency, Objective questions. And then aspirants will be
asked to join on the basis of merit list draw up by Commission of India.
SSC CGL Application
Fee:
Aspirants who belong
to general Category have to pay application fee of Rs 100/- and for reserved
category, there is no requirement to pay any fee.
How to Apply Online?
Aspirants can make their online register yourself for CGL 2015 by submitting
the online application form. Aspirants should fill up form with details
that are with red star marked. After filling details, download challan form to
make payment, you can submit fee in directly Bank or also you can make payment
online with debit card, Internet banking/credit card After it, Bank will
provide a transaction id that has to be used in next step with Journal ID.
Now download
form to save it on safe place and it will be used further to download SSC
CGL admit card and then Result also.
SSC CGL 2015 important
Dates:
Commnecement of the online application from : 1st May 2015
Commnecement of the online application from : 1st May 2015
Last Date: 1st June 2015
Date of Examination: 9th and 16th Aug 2015
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