Idioms & Phrases

Idiom   Meaning
Above  board - Honest and open
At arms length - To keep at a distance
At the eleventh hour - At the last moment
At sixes and sevens - In a disordered manner
An apple of discord - A cause of quarrel
At home - Comfortable
Alpha and omega - The beginning and the end
At sea - Confused and lost
At one’s beck and call - At one’s service
An acid test - A critical test
Add fuel to the fire - To aggr avate the  situation
At a snail’s pace - Very slowly
To beat about the bush - Talk irrelevantly
A bone of contention - A source of quarrel
To burn one’s boats - Go back on a decision
To burn candle at both ends - To waste lavishly
To build castles in the air - Make imaginary schemes
A bolt from the blue - Something unexpected
By leaps and bounds - Rapidly
A burning question - An important topic
To bell the cat - To face the risk
A big gun - An important person
To blow one’s own - To praise one’s own
trumpet achievement
A bosom friend - A very close friend
A brown study - Dreaming
A close shave - Narrow escape
To cut a sorry figure - To make a poor show
Take one to task - Rebuke
Turn a deaf ear - Disregard / ignore what one says
By hook or by crook - By fair or foul means
Gain ground - Become popular
Pay off old scores - Take revenge
Put a spoke in one’s wheel - To upset one’s plans
Turn over a new leaf - Change for the better
Make up one’s mind - Decide
In the long run - Eventually; ultimately
In the nick of time - Just at the last moment
Through thick and thin - Under all conditions
With a high hand - Oppressively
Sitting on the fence - Hesitate between two decisions
Bring to light - Disclose
Burn one’s fingers - Get into trouble by interfering in other’s affairs
Laugh one’s head off - Laugh heartily
Chew the cud - Ponder over something
Hard and fast rules - Strict rules
Play second fiddle - Take an unimportant part
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Rank and file - Ordinary persons
By fits and starts - In short periods, not regularly
A wee bit - A little
Out of the wood - Free from difficulties and dangers
Under his thumb - Under his control
At one’s wits end - In a state where one does not know what to do
Between the devil and the - Between two dangers
deep  sea
Burn the midnight oil - Work or study hard
Call a spade a spade - Speak fr an kly an d directly
Come off with flying colours - Be highly successful
Hoping against hope - Without hope
Hit the nail on the head - Do or say the exact thing
An axe to grind - A personal interest in the matter
Spread like wild fire - Spread quickly
The gift of the gab - Talent for speaking
Throw out of gear - Disturb the work
Tooth and nail - With all one’s power
Take to one’s heels - Run away
Die in harness - Die while in service
Out of the way - Strange
Read between the lines - Understand the hidden meaning
In cold blood - Deliberately; without emotion
Show a clean pair of heals - Run away
A thorn in the flesh - A constant source of annoyance
Smell a rat - Suspect something foul
Nip in the bud - Destroy in the early stage
Out of the question - Impossible
Stick to one’s guns - Remain faithful to the cause
A man of straw - A man of no substance
Leave no stone unturned - Use all available means
Harp on the same string - Dwell on the samesubject
Take a leaf out of one’s book - Imitate one
Like a fish out of water - In a strange situation
At one’s beck and call - Under his control
Bury the hatchet - End the quarrel and make peace
Feather one’s own nest - Make money unfairly
Leave one in the lurch - Desert one in difficulties; leave one in a helpless condition
To eat humble pie - To apologize humbly; to yield under humiliating circumstances
To eat your words - To take back what you have said
To make both ends meet - To live within one’sincome
In high spirits - Very happy
Kill two birds with one stone - To achieve two results with one effort
Let the cat out of the bag - Reveal a secret
Put the cart before the horse - Put or do things in the wrong order
A hard nut to crack - A difficult problem
In hot water - In trouble
Wash one’s dirty linen - Discuss  unpleasant
in public private matters before strangers
On tenterhooks - In a state of suspense and anxiety
To all names - To  abuse
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To get rid of - Dispose of
At daggers drawn - Bitterly hostile
To play ducks and drakes - To act foolishly or inconsistently
To take the bull by the horns - To tackle a problem in a bold and direct fashion
Rain cats and dogs - Rain heavily
To move heaven and earth - To make a supreme effort
No avail - Without any result
Bark up the wrong tree - Accuse or denounce the wrong person
Keep one at bay - Keep one at a distance
Make a clean breast of it - Confess – especially when a person has done a wrong thing
Have a card up one’s sleeve - Have a secret plan inreserve
Like a cat on hot bricks - Very nervous
Cat and dog life - Life full of quarrels
Cock and bull story - Made up story that one should not believe
Cry for the moon - Ask for the impossible
The pros and cons - The various aspects of a matter in detail
Be in a tight corner - In a ver y difficult situation
Cross one’s t’s and dot - Be precise, careful and
one’s i’s exact
Keep one’s fingers crossed - The anxiety in which you hope thatnothing will upset your plans

CURRENT AFFAIRS MULTIPLE CHOICE QUESTIONS 2013

 

1. The first ever day-night full combat and lire demonstration was conducted by Indian Air Force at the Pokhran range in Rajasthan on February 22, 2013. It is called?

1)INDRA

2) Exercise Malabar

3) Yudh Abhyas

4) Iron Fist

5) None of these

2. The world's tallest bronze statue or Mahatma Gandhi (70 feet) was unveiled recently in?

1) Hyderabad

2) Patna

3) Mumbai

4) Ranchi

5) Lucknow

3. A Social Security Agreement was signed on March 4, 2013 by Overseas Affairs Minister Vayalar Ravi and Paulo de Sacadura Cabral Portas, the Foreign Minister of?

1) Spain

2) Belgium

3) Portugal

4) France

5) Germany

4. Which is the only state that never had a woman MLA?

1) Nagaland

2) Tripura

3) Haryana

4) Punjab

5) Manipur

5. Identify the mismatched pair with regard to States and Chief Ministers?

1) Tripura -.-Manik Sarkar

2) Nagaland - . -Neiphiu Rio

3) Meghalaya -.-Mukul Sangma

4) Jharkhand - . -Shibu Soren

5) Himachal Pradesh - Virbhadra Singh

6. Gas Authority of India Limited (GAIL) commenced delivery of gas through its 1,000 km long Dabhol - Bangalore pipeline recently. Dabhol is in?

1) Kerala

2) Goa

3) Maharashtra

4) Gujarat

5) Madhya Pradesh

7. Narendra Kohli was given which of the following awards recently?

1) Saraswati Samman

2) Vyas Samman

3) Jnanpith Award

4) Pulitzer Prize

5) Kalidas Samman

8. Sitar legend Ravi Shankar was posthumously awarded the best world music album trophy for?

1) The Living Room Sessions Part 1

2) Set Fire to the Rain

3) Making Minors

4) We Found Love

5) None of these

9. Perform, Achieve and Trade (PAT) scheme is related to?

1) Education

2) Global Warming

3) Energy Efficiency

4) Bharat Nirman

5) None of these

10. London will host which of the following sporting events?

1) 2018 winter Olympics

2) 2017 IAAF World Championships in Athletics

3) 2018 Commonwealth Games

4) 2016 Twenty2O World Cup

5) None of these

11. which is the world's largest gold producer?

1) China

2) Kuwait

3) India

4) UAE

5) Saudi Arabia

12. The technique of inducing rain from a cloud is called?

1) Cloud Computing

2) Cloud Control

3) Cloud Engineering

4) Cloud Seeding

5) None of these

13. Which of the following is a rural sports initiative introduced by the Ministry of Youth Affairs and Sports to promote youth and social development through sports?

1) PYKKA

2) NBA

3) SGSY

4) NRLM

5) TRY

14. Which Is the only state in India that is today ruled by the CPI (M)?

1) Kerala

2) Jharkhand

3) Tripura

4) West Bengal

5) Uttarakhand

15. which of the following satellites is designed for oceanographic studies?

1) SAPPHTRE

2) NEOSSAT

3) AAUSAT

4) SARAL

5) BRITE

Answers:

Q	A	Q	A	Q	A
1	4	6	3	11	1
2	2	7	2	12	4
3	3	8	1	13	1
4	1	9	3	14	3
5	4	10	2	15	4

GENERAL AWARENESS PRACTICE QUESTIONS

1.    “The Taste of India” is the Slogan of which popular brand in India?
     a) Ashirvad    
     b) Amul
     c) Kohinoor Foods
     d) MTR Foods
     e) None of the above

 2.    NEFT(National Electronic Funds Transfer) is used for Electronic Transfer of Funds between Two Bank Accounts. Which of the following is NOT mandatory for a NEFT transaction?
     a)    IFSC Code    
     b) MICR Code
     c)    Funds Recipient’s Bank Account Number
     d)    Funds Recipient’s Bank Account Name
     e)    Funds Recipient’s Bank & Branch details

 3.    What is the Currency of Spain?
     a) Peso    
     b) Franc
     c) Kroner   
    d) Euro
     e) None of the above

 4.    Due to finding of shale gas, which of the following countries is likely to become the World’s biggest Oil Producer by 2014?
     a) Iraq    
 b) Saudi Arabia
     c) USA       
d) Iran    
e) China

 5.    Kudankulam Nuclear Power Plant in Tamilnadu is built with the help of which Country?
     a) Russia    
b) USA
     c) France    
d) Japan
     e) None of the above

 6.    Where is India’s highest ATM located?
     a) Drass in J&K
     b) Kargil in J&K
     c) Thimpu in Bhutan
     d) Nathu La in Sikkim
     e) None of the above

 7.    What is meant by ‘Reverse Repo Rate’ in India?
     a)    Interest Rate Banks get when they keep their Surplus Money with RBI
     b)    Interest Rate Banks pay when they borrow Funds from RBI
     c)    Interest Rate Banks get when they keep their Surplus Money with other Banks
     d)    Interest Rate Banks get when they borrow Funds from Govt. of India
     e) None of the above

 8.    Who is the author of the book ‘The Monk who sold his Ferrari’?
     a) Raghu S Sharma
     b) Rahul S Sharma
     c) Raghuram Rajan
     d) Ram S Sharma
     e) Robin S Sharma

 9.    As per the latest RBI guidelines, at what intervals Banks can pay Interest on Savings Accounts?
     a)    Quarterly and above only
     b)    Half yearly and above only
     c)    Shorter or greater than Quarterly intervals
     d)    Annual only
     e)    None of the above

 10.    What is TRUE about ‘Inflation Indexed National Saving Securities (IINSSs)’ for retail investors?
     a)    Proposed to be launched in November/December 2013
     b)    Interest on these Securities will be based on a Fixed Rate plus Inflation Rate
     c)    Interest on these Securities will be compounded Half Yearly
     d)    These Securities will be issued through Banks
     e)    All the above

 11.    As per RBI guidelines, what is the maximum amount that can be transferred through RTGS?
     a) Rs. 10 Crores
     b) There is no upper limit
     c) Rs. 1 Crore    
d) Rs. 5 Crores
     e) None of the above

 12.    It is announced in the Union Budget that a LIC branch will be opened in every Town with a population of -
     a) 25 Thousand or more
     b) 5 Thousand or more
     c) 10 Thousand or more
     d) 15 Thousand or more
     e)    Every Town irrespective of the population

 13.    Additional Tax Surcharge of 10% on Income Tax is levied on income of persons whose Annual income is-
     a) Above Rs. 1 Crore
     b) Above Rs. 50 Lac
     c) Above Rs. 75 Lac
     d) Above Rs. 25 Lac
     e) None of the above

 14.    Which State of India is the largest producer of Tea?
     a) Tamilnadu    
b) Kerala
     c) Assam    
d) West Bengal
     e) None of the above

 15.    As per RBI Rules, a Non Performing Asset (NPA) of a Bank in Doubtful Status for more than 3 years attracts provisioning at the Rate of-
     a) 50%    
b) 100%
     c) 10%    
d) 25%
     e) None of the above

 16.    Education Loans of up to what amount are classified as Priority Sector Loans?
     a)    Rs. 10 Lacs for studies in India & Rs. 20 Lacs for studies abroad
     b)    Rs. 15 Lacs for studies in India & Rs. 25 Lacs for studies abroad
     c)    Rs. 20 Lacs for studies in India & Rs. 30 Lacs for studies abroad
     d)    Rs. 30 Lacs for studies in India & Rs. 50 Lacs for studies abroad
     e)    None of the above

 17.    Who is the Founder Chairman of Sahara India Pariwar Conglome-rate Company who is told by Supreme Court not to leave India without it’s permission?
     a) Sudhanshu Roy Sahara
     b) Sriram Roy Sahara
     c) Sunil Roy Sahara
     d) Subrata Roy Sahara
     e) None of the above

 18.    In order to introduce High Speed Passenger Train that can travel at speeds up to 200 Km/hr, Indian Railways has setup-
     a)    High Speed Rail Corporation
     b)    High Speed Trains Corporation
     c)    High Speed Transport Corporation
     d)    High Speed Transit Corporation
     e)    None of the above

 19.    ‘Finance Bill’ has to be passed by Parliament and President’s Assent given before expiry of how many days of introduction in the Parliament?
     a) 60 days    
b) 75 days
     c) 90 days    
d) 30 days
     e) None of the above

 20.    National Food Security Bill 2013 aims to provide Food Security to-
     a)    10% of Rural and 5% of Urban Population
     b)    50% of Rural and 75% of Urban Population
     c)    25% of Rural and 80% of Urban Population
     d)    75% of Rural and 50% of Urban Population
     e)    None of the above

 21.    What is ‘Arbitrage Trading’ with reference to Stock Markets?
     a)    Settling or Arbitrating a Trade Dispute between two Stock Brokers
     b)    Purchasing and selling the same Stock at the same time in different Markets
     c)    Selling Stocks at a lower price than the market price
     d)    Selling Stocks at a higher price than the market price
     e)    None of the above

 22.    ‘Negative List’ under FEMA (Foreign Exchange Management Act) prohibits investments in India from certain Countries. Which of the following is a Country in that list?
     a) USA    
b) Pakistan
     c) UK    
d) Canada
     e) None of the above

 23.    What is IndRa?
     a)    An Indian Credit Ratings Company
     b)    An Indian Mircofinance Company
     c)    An Indian Scientific Research Company
     d)    An Indian Housing Finance Company
     e)    None of the above

 24.    What is EPS (Earnings Per Share)?
     a)    Ratio of Capital to Number of Shares
     b)    Ratio of Net Profit to Number of Shares
     c)    Ratio of Reserves to Number of Shares
     d)    Ratio of Interest to Number of Shares
     e)    None of the above

 25.    Which Nationalised Bank has got the highest Government Sha-reholding as of 31st March 2013?
     a) Central Bank of India
     b) IDBI Bank    
c) Andhra Bank
     d) Vijaya Bank
     e) None of the above

 26.    Who is the ‘Secretary of Financial Services’ in Central Finance Ministry?
     a) Anil Goswami
     b) Akbaruddin    
c) Nirupama Rao
     d) Rajiv Takru
     e) None of the above

 27.    Which City in India is the best to start a Business as per a Study conducted by World Bank & International Finance Corporation (IFC)?
     a) Mumbai    
b) Hyderabad
     c) Delhi    
d) Bangalore
     e) None of the above

 28.    For which Banking product in India, Nomination facility is NOT available?
     a) Savings Deposits
     b) Fixed Deposits
     c) Recurring Deposits
     d) Current Accounts
     e) None of the above

 29.    Out of the total Priority Sector Loans, what percentage should be sanctioned to the Weaker Sections by Public Sector Banks as per RBI guidelines?
     a) 25%    
b) 50%
     c) 60%    
d) 15%
     e) None of the above

 30.    Who is the Managing Director & CEO of NSE (National Stock Exchange)?
     a) Bimal Jalan    
b) S Damodaran
     c) Chitra Ramakrishna
     d) Naina Lal Kidwai
     e) None of the above

 31.    Which of the following Banks does NOT have its Headquarters in Mumbai?
     a) State Bank of India
     b) ICICI Bank
     c) Bank of Maharashtra
     d) Union Bank of India
     e) HDFC Bank

 32.    Govt of India withdrew flying rights to Kingfisher Airlines in Feb 2013. Name the Chairman & Managing Director of the now defunct Kingfisher Airlines?
     a) G R Gopinath
     b) Vijay Mallya    
c) Naresh Goel
     d) Kalanithi Maran
     e) None of the above

 33.    A fall in Rupee value against Major Foreign Currencies is generally-
     a)    Detrimental to Importers
     b)    Beneficial to Importers
     c)    Detrimental to Indian Tourists going abroad
     d)    Beneficial to Exporters
     e)    ‘a’,’c’ & ‘d’ of the above

Answers:
     1.b;    2.b;    3.d;         4.c;    5.a;      6.d;    7.a;     8.e;     9.c;     10.e;     
   11.b;   12.c;     13.a;     14.c;     15.b;     16.a;     17.d;     18.a;     19.b;     20.d;     
   21.b;     22.e;     23.a;     24.b    25.a;     26.d;     27.c;     28.e;     29.a;     30.c;     
   31.c;     32.b;     33.e