English language test for today :-

1.  I shall go _____for higher studies.

a) alien 

b) foreign 

c) abroad
d) emigrated 

e) None of The Above

2. She gave me _____to drink.

a) some water 

b) little water 

c) any water 

d) few water 

e) None of The Above 

3. You should not avoid ____him.

a) for meeting 

b) in meeting 

c) to meet 

d) meeting

e) None of The Above

4. Are you ____ your lessons?

a) busy for preparing 

b) busy preparing 

c) busy to prepare 

d) busy of preparing 

e) None of The Above 

5.  If you ____hard, you would have succeeded.

a) worked 

b) had worked 

c) were working 

d) would have worked 

e) None of The Above 

6. It is long since I _____her.

a) met 

b) had met 

c) have met 

d) will have met 

e) None of The Above 

7. She did nothing but ___.

a) complaining 

b) complain 

c) complained 

d) complainted 

e) None of The Above 

8. He is more intelligent ____in the class.

a) than all the boys 

b) than any other 

c) than any other boys
d) to all the boys 

e) None of The Above 

9. Can you write faster _____?

a) to I 

b) to me 

c) than me 

d) than I 

e) None of The Above 

10. She insisted ______the work.

a) on my doing 

b) in my doing 

c) in me doing 

d) on me doing 

e) None of The Above

11. A series of lectures ____ arranged.

a) are 

b) were 

c) have been 

d) has been 

e) None of The Above 

12. I admitted that I was ____:

a) on the wrong 

b) on wrong 

c) in wrong 

d) in the wrong

e) None of The Above

13. Do you speak Pahadi? Yes, I learnt ___in Himachal Pradesh.

a) how speak it 

b) it to speak 

c) speak it 

d) how to speak it 

e) None of The Above 

14. Why was he so late? I do not know_____

a) what the reason was 

b) what the reason can be 

c) can what the reason be
d) what could the reason be 

e) None of The Above 

15. I am not prepared to ____him in this matter.

a) go off 

b) go with 

c) go for 

d) go up 

e) None of The Above

1.c 2.a 3.d 4.b 5.b 6.a 7.b 8.c 9.c 10.a 11.d 12.d 13. d 14.a 15.b

Vocabulary test comprises the major portion of English section of the various competitive exams specially banking exams. This covers synonyms, antonyms, idioms, one word substitution etc. There is no shortcut to this part. The more you remember the words, the more correct is your answers. So, without wasting a single minute, let us start practicing. The sets comprising complex and frequently asked words. You understand those words and try to use in your daily life. This will help you to remember for longer duration.

Practice set 1

(1) Subterfuge – a trick of achieving something especially to avoid a difficult situation. Suppose you are standing in a queue but you know that you will never reach to the counter. You fall out and tell other person that I am a media person. Using this method you reached to the counter. So, this was subterfuge. Synonyms – artifice, pretence, sophistry

(2) Efficacious – producing the desired result, effective. Suppose you have countered such a situation that you have to either fight or die, then it will be more efficacious for you to fight with courage.Synonyms – effective, sound, valid

(3) Vindicate – to justify, uphold, clear somebody of suspicion. The Supreme Court vindicated the Labour’s Union demand and sought Government clarification on the issue. Synonyms – justify, uphold

(4) Inveigle – to cajole, beguile. Suppose you go to the used car showroom to purchase a car. The shopkeeper persuades you to purchase a used car telling that this car is very nice and engines are in very good condition, however, he knows that car is not in good condition. So, the shopkeeper inveigled you. Synonyms – entice, beguile, cajole, lure

(5) Lugubrious – full of sorrow, mournful. After listening the bad harvest prediction this year, he gave a lugubrious expression.Synonyms – doleful, mournful, melancholy     

(6) Obdurate – stubborn, refuse to change in any way. We tried our all pressure tactics, but he remained obdurate. Synonyms – mulish, inflexible, obstinate, bolshie.

(7) Propensity – tendency to do undesirable. Even at being a political leader, he has a propensity to exaggerate. Synonyms – penchant, tendency, predisposition, proclivity, bias.  

(8) Imperious – proud and expecting obedience. His imperious look shows that how much cruel he is? Synonyms – domineering, dictatorial, despotic, tyrannical.

(9) Intrepid – brave, without fear. He crossed the river like an intrepid swimmer. Synonyms – doughty, unawed, valiant.

(10) Tenacity – keeping firm hold on a course of action. Whatever may be the result, we have to bat with skill and tenacity – the captain to teammates. Synonyms – retentiveness, pertinacity, doggedness, gumminess, obstinacy, viscidity, glutinousness.

IBPS NOTIFICATIONS FOR PO/MT OUT .GOLDEN OPPORTUNITIES KNOCKING AT THE DOOR OF ASPIRANTS

                                      IDBI VACANCY OF 500 ASSISTANT MANAGERS

IDBI Bank has released 500 Assistant Manager vacancies 2015 here. Apply for IDBI Assistant Manager Recruitment 2015 from here. Apply for IDBI Bank Vacancy 2015 till 24th June 2015 online from idbi.com and below given link. Check details of IDBI Bank Jobs 2015 now.

IDBI Bank Assistant Manager Recruitment 2015IDBI Bank Recruitment 2015:- IDBI introduce an application for the candidate who is willing to make their career in Government Sector bank. IDBI announces various posts for young and talented candidates who want to get their desired job. The bank conducts the examination for filling 500 Assistant Manager Posts. Candidates may apply through online mode from 10th June 2015. Every year bank announced the notification for the recruitment. Get details regarding IDBI Bank Recruitment 2015 like age limit, selection procedure, educational qualification, application form are given below:

The IDBI Bank Ltd is another public sector bank. The bank was founded in the month of July 1964. The headquarter of the bank is located in the city of Mumbai, India. The bank offers personalized banking and financial solutions to all the citizens. The bank is also provide credit & other facilities for the development of the fledgling Indian industry.

IDBI Bank Vacancy 2015 Details:-

Number of Posts: 500 Posts

Name of the Posts: Assistant Manager

IDBI Bank Recruitment 2015 Educational Qualification:- Applicants who are interested in IDBI Bank Assistant Manager Recruitment 2015, they should have done graduation degree from any recognized university. For posts wise notification check official website.

Age Limit: Age of candidates should minimum 20 year and maximum age should not more than 28 years. Relaxation of age will be applicable as per rules as given below:

Relaxation in Age:

For OBC Category: 3 years

For ST/SC Category: 5 Years

For PWD Category: 10 years (General), 13 Years (OBC), 15 years (ST/SC).

Important Dates:-

IDBI Jobs 2015 online application Registration Commence: 10th June, 2015

IDBI Application Fee Payment can be done till : 10th June 2015 to 24th June, 2015

Closing date for submission of online application: 24th June, 2015

Last Date of Printing application form receipt: 9th July, 2015

Date of Pre-Examination training for the SC/ ST / OBC applicants: 5th July to 10th July 2015

IDBI Bank Assistant Manager Online Exam Date: 2nd of August, 2015

IDBI Bank Recruitment 2015 Application Form: 500 Assistant Manager Vacancies in IDBI Bank

Candidates are required to apply online form till 22nd May 2015 from the official website idbi.com and click on “CAREERS’ to open the link “Recruitment Notification for IDBI Manipal School of Banking 2015-16” and then click on the option “APPLY ONLINE”. Candidate must have a valid e-mail ID and scanned copy of passport size photographs and signature and apply according to the given instruction at official portal.

IDBI Bank Recruitment 2015 Application Fee:-

For SC/ST/PWD category candidates have to pay Rs 150/-

All other category candidates need to pay Rs 700/- as an application fee.

Candidates must deposit their application fee in the form of Challan form.

IDBI Bank Recruitment 2015 Selection Procedure: Selection of candidates will be based on the performance in Online test will be conducted on 2nd August, 2015 for all candidates.

IDBI Bank Recruitment 2015 Result:- IDBI Bank Executive Recruitment 2015 Exam Result will be declared very soon on the official web portal www.idbi.com. Candidates are advised to download their result from the IDBI official website.

Check IDBI Bank Vacancy 2015 Detailed Notification

IDBI Assistant Manager Posts Apply Online

Check Other IDBI Recruitment Application Form

IDBI Bank Recruitment 2015:

IDBI Bank Recruitment Notification for various posts, candidates can apply online form till 24th June, 2015. Get notification and other details about IDBI Bank Vacancy 2015 from here. If you feel any problem while applying for IDBI Bank Assistant manager Jobs 2015, than you can comment in comment section at the end of this page.

- See more at: http://recruitmentforms.in/idbi-bank-recruitment.html#sthash.wZGv2paR.dpuf

13500 Revenue Accountant (Lekhpal) Vacancies in Board of Revenue

Anil maurya June 12, 2015 12th, Accounting Jobs, Any Graduate, Latest Govt Jobs, Other Jobs, Uttar Pradesh

Uttar Pradesh Public Service CommissionOrganization: Board of Revenue Uttar Pradesh Lucknow

Position: Revenue Accountant (Lekhpal)

Job Location:  Uttar Pradesh,India

Jobs Details: Board of Revenue Uttar Pradesh Lucknow Invited Application through Advertisement for filling up the  Post of 13500 Revenue Accountant (Lekhpal) for Job Location Uttar Pradesh,India. Interested and Eligible Candidate should Apply through prescribed application form before last date 22-07-2015. All Information about Position educational  qualifications, age limit, selection and application process are given below.

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1. Revenue Accountant (Lekhpal)

Qualifications: Candidates must be 10+2 Intermediate Passed from Any Recognized Board.

No of Post:  13500 Posts (Approx).

Age Limit: 21 to 40 Years (Age as on 30.06.2015)

Pay Scale: Rs.5200-20200/- Plus Grade Pay Rs.2000/- Per Month.

Application Fee: UR and OBC Category Candidates need to pay Application Fee Rs. 300/- and SC/STCategory Candidates need to pay Application fee Rs. 150/- Mode of payment of Application fee through E-Challan at any Branches of State Bank of India (SBI).

Selection Procedure: Selection will be done on the basis of candidates’ performance in the written Test and Personal Interview.

Apply Mode: Online

Important Date :

Submission Of Online Application Starting Date : 22.06.2015

Submission Of Online Application Last Date : 22.07.2015

Payment of Application Fees Last Date : 21.07.2015

How to Apply: Interested and Eligible Candidates may apply Online through website www.bor.up.nic.in from 22.06.2015 to 22.07.2015.

- See more at: http://www.govtjobsupdate.com/government-jobs-in-uttar-pradesh/#sthash.SFGmu5Hq.dpuf

                                                    LIC ADO VACANCY NOTIFICATION

LIC ADO Recruitment 2015 Notification (5066 Vacancies)

Life Insurance Corporation of India (LIC) invites Online Applications for recruitment of Apprentice Development Officers (ADO) for filling up approximately 682 posts proposed to be filled in Various Zonal Offices of LIC. The last date for registration of online applications is 30th June 2015.

Name of Post : Apprentice Development Officers (ADO) 

No of Vacancies : 5066

Emoluments

Stipend ₹ 23836/- per month during apprentice period. On appointment as a Probationary Development Officer in the scale of Rs. 11535 - 700(2) - 12935 - 825(2) - 14585 - 840(17) - 28865 (Under Revision) and other admissible allowances as per rules.

Zonal wise Vacancies: Central Zonal Office Bhopal - 363, Western Zonal Office Mumbai - 918, South Central Zonal Office Hyderabad - 699, Southern Zonal Office Chennai - 679, North Central Zonal Office Kanpur - 622, Northern Zonal Office New Delhi - 682, East Central Zonal Office Patna - 506, Eastern Zonal Office Kolkata - 597.

Age Limit: General - 30 Years; OBC - 33 Years; SC/ST - 35 Years (as on 01/06/2015)

Educational Qualification: Bachelor’s Degree in any discipline (OR) a Fellow of the Insurance Institute of India, Mumbai.

Experience:

LIC Employees -> Not less than 3 years of service after confirmation  in Class III post.  LIC agents -> Urban Area - Not less than 5 years as an agent; Rural Area - Not less than 4 years as an agent.  Other -> Preference would be given to candidates who have at least 2 years experience in life insurance industry.

Selection Process: Online Test and Interview.

How To Apply: Interested Candidates are required to Apply Online through LIC India Website

( GO TO THE LINK )   http://ibps.sifyitest.com/licadojun15/.

The Last date for registration of application forms is 30/06/2015.

Important Dates:

Last date for Online Registration      :                30/06/2015 

Download of Call letter for On-Line Examination        :          13/07/2015 onwards. 

Tentative date of Online Test  :          19/07/2015 (Sunday) & 25/07/2015 (Saturday) and/or any other date.

SCHEDULE OF NEW BATCH FOR REGULAR BANKING & COMBINED BATCH AS WELL AS OTHERS AT 'THE QUEST'.FOR FURTHER DETAILS , FEEL FREE TO GIVE MISSED CALL TO 9334242611 OR MSG US ON OUR DEDICATED WHATS APP NO 8809313344.

OUR DEDICATED WHATS APP NO. AND INQUIRY NO GENERATED.NOW ANYONE CAN ADD US ; WE ARE OPEN TO QUERIES OF STUDENTS ABOUT COMPETITIVE EXAMS AND COURSES TO BE TAUGHT AT OUR BRANCH.

                              The Official Bannerlook  of my own education institute in Ranchi

BANKING AWARENESS PRACTICE MCQs

1. Indian Commercial Banks are categorized into: 
a) Public sector Banks 
b)Foreign Banks 
c) Private Sector Banks 
d) All of the above 
e) None 

2. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population 
b) Providing deposits facilities to farmers 
c) Providing credit & deposit facilities to rural areas 
d) providing credit, deposit and other banking facilities to people in rural areas 
e) None

3. _____ is raised in capital markets 
a) Funds through long term securities
b) Long term loans through Govt. securities 
c) medium term loans 
d) Short - term instruments
e) None

4. Interest on Government securities on fixed basis is known as: 
a) Bank rate 
b) Coupon 
c) Prime Lending Rate 
d) Bench mark PLR 
e) None

5. __ was not nationalized in 1969: 
a) Punjab National Bank
b) Oriental Bank of commerce 
c) Bank of Baroda 
d) Union Bank of India 
e) None

6. In the first round 14 major banks with a liability base of ____ were nationalized: 
a) 10 crore or more 
b) 20 crore or more 
c) 50 crore or more 
d) 100 crore or more 
e) None

7. _____ do not attract TDS: 
a) Fixed deposits 
b) Reinvestment depositsc) NRO SB 
d) NRO FDR 
e) Recurring deposits 

8. SLR is maintained as a percentage of:
a) Time liabilities 
b) Demand liabilities
c) Time and Demand liabilities 
d) Gross time and demand liabilities 
e) Net demand and time Liabilities 

9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____: 
a) 25% 
b) 30% 
c) 35% 
d) 40% 
e) None

10. CRR funds are kept by the Banks in ____: 
a) Cash in hand at branches 
b) Balance with other banks 
c) Balance in a special Account with RBI 
d) Funds in the currency chest 
e) None

11. An increase in CRR by RBI leads to: 
a) Decrease in deposit 
b) increase in deposit 
c) Increase in lendable resources 
d) Decrease in lendable resources 
e) None

12. When RBI reduce the CRR it results into: 
a) Decrease in deposit 
b) increase in deposit 
c) Increase in lendable resources 
d) Decrease in lendable resources 
e) None

13. What is meant by development Oriented banking? 
a) Infrastructure financing 
b) Extending loans to States, which are undevelopment 
c) Taking up the task of develo-pment of the economy by providing support to under privileged sections of the society 
d) All the above 
e) None

14. Principal functions of SIDBI: 
a) Promotion of SSI 
b) Finance of SSI 
c) Development of SSI
d) All the above 
e) None 

15. ____ heads and conducts the affairs of RBI: 
a) Central Board 
b) local board 
c) Regional board 
d) All of the above 
e) None

16. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments. 
a) treasury bills 
b) Ways and Means advance 
c) date and securities 
d) All the above 
e) None

17. RBI known as lender of last resort because: 
a) It has to meet the credit need of citizens to whom no one else is willing to lend 
b) Banks lend to go to RBI as a last resort 
c) It comes to help banks in times of crisis 
d) All of the above 
e) None 

18. These days RBI uses Selective credit control measures rather infrequently because of: 
a) Deregulation of functions 
b) Autonomy given to banks 
c) Comfortable liquidity 
d) Reasonable inflation level 
e) All the above 

19. Which is incorrect with regard to powers of RBI: 
a) Holds cash reserve banks
b) Controls banking system through licensing 
c) Supervises Banking system through inspection 
d) None of the above 
e) All

20.Intervenes in markets to maintain the external value of the Indian rupee: 
a) Exporters 
b) Importers 
c) RBI 
d) IMF 
e) None

21. In India, forex rates are determined by: 
a) Importers b) Exporters 
c) RBI d) Ministry of commerce 
e) Demand and supply forces 

22. Regional Rural Banks were set up on the recommendations of:
a) Nariman committee 
b) Narasimham committee 
c) Gadgil committee 
d) Puri committee 
e) None

23. committee, launched the process of reforms of financial system in India: 
a) Gadgil committee 
b) Nariman committee 
c) Narasimham committee 
d) khanna Committee 
e) None

24. Which of the following can be categories as a Merchant Banking service? 
a) Consultancy on finance to a company 
b) Advance in capital structure 
c) Managing mergers 
d) Helping in finalizing take over 
e) All the above 

25. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called? 
a) Bond 
b) Share
c) Debenture 
d) Warrant
e) Any of the above 

26. Which of the following provides proper definition of a Mutual Funds?
a) It is an association of members of public 
b) These members want to invest in financial instrument 
c) They want to invest in financial instrument assts of business sector 
d) All the above 
e) None 

27. Which of the following organisations/agencies works solely to monitor and arrange flow of agriculture credit in India?
a)NABARD
 b) SIDBI
c) RBI 
d)SEBI 
e) None of these

28. The currency notes of which of the following denominations are not printed in India ?
a) Rs. 5 
b) Rs. 10 
c) Rs. 50
d) Rs. 2500
e) Rs. 1000

29. Which of the following is not the name of a bank functioning in India?
a) Central Bank of India
b) UCO Bank
c) Aegon Religare
d) Dena Bank
 e) ICICI Bank

30. When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as : 
a) Term Deposit
b) Demand Deposit
c) Bond
 d) Mortgage
e) Advance. 

31. Which of the following terms NOT used in banking/finance related matters ?
a) Discount Rate
b) Letter of credit
c) Policy Rate
d) Exchange rate
 e) Base rate

32. Who amongst the following is the chief of SEBI?
a) Milind Bhave 
b) UK Sinha 
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these

33. Which of the following is a leading electronic-payment tec-hnology firm?
a) Visa 
b) Max
c) BSE
d) Sensex
e) SWAP

34. Global Market means market of :
a) USA 
b) China
c) OPEC members
d) European union countries 
e) All major countries and their alliances

Answers:
1) d; 2) d; 3) a; 4) b; 5) b; 6) c; 7) e; 8) e; 9) d; 10) c; 
11) d; 12) c; 13) c; 14) d; 15) a; 16) b; 17) c; 18) e; 19) d; 20) c;
21) e; 22) b; 23) c; 24) e; 25) b; 26) d; 27) a; 28) d; 29) c; 30) a;
31) e; 32) b; 33) a; 34) e;